COMBINED Minneapolis and St. Paul Breakfast Meeting
Unfortunately, our speaker for the 4/16/15 breakfast meeting needed to cancel. The program has been changed to:
Jon Scharlau, CFA, CFP & Joe Larkin, CLU, ChFC
Joe will discuss common beneficiary errors at inception, problems that develop later as well as recent court cases and their outcomes.
Jon will address the varying definitions of Per Stirpes used by different financial institutions on their beneficiary designation forms vs. MN state law (a derivation of representation) and how it can be an important nuance in certain client cases. Jon came across this issue with a change in the beneficiary form used by Schwab and we had to evaluate using Per Stirpes or not utilizing it.
If you need to cancel your reservation, email us immediately.
If you wish to register, email and we'll try to fit you in...first-come, first-served.
THURSDAY JOINT MEETING
Registration and Breakfast: 7:30 am
RSVP by April 10th, 2015